By SET Real Estate Group
Buying your first home is one of the most exciting—and sometimes overwhelming—moments of your life. We’ve worked with plenty of first-time buyers here in Brookhaven, and we know just how many questions come up along the way. That’s why we put together this toolkit: so you can feel confident, informed, and ready to make a smart investment.
Key Takeaways
- Understand what to expect during the buying process
- Get clear on budgeting and mortgage prep
- Learn how to navigate Brookhaven’s market
- Avoid common mistakes first-time buyers make
Start with Your Budget and Pre-Approval
Why Your Numbers Matter More Than Listings
Before you start house hunting, it’s crucial to understand your full financial picture. Getting pre-approved not only shows sellers you're serious—it also helps you shop with purpose.
- Review your income, debts, and credit score
- Choose a lender and secure a mortgage pre-approval
- Understand your monthly payment comfort zone
- Factor in closing costs, taxes, and potential HOA fees
We’ll help you connect with trusted local lenders who understand Brookhaven’s real estate dynamics.
Know What You Want—and What You Need
Setting Priorities That Keep You Focused
It’s easy to fall in love with a house that looks great but doesn’t actually fit your lifestyle. We encourage first-time buyers to define their must-haves and nice-to-haves early.
- Think about your ideal location—proximity to work, parks, or transit
- Decide how many bedrooms and bathrooms you truly need
- Consider layout preferences like open floor plans or outdoor space
- Be realistic about what can be changed vs. what can’t
Brookhaven offers a variety of home styles, from charming bungalows in Ashford Park to newer townhomes near Dresden Village—knowing your non-negotiables makes searching more productive.
Understand the Market and Act Strategically
Why Timing and Local Knowledge Matter
The Brookhaven market can move fast, especially for well-priced homes. We guide first-time buyers through what to expect and how to stay ahead.
- Learn typical home prices in your target neighborhood
- Stay aware of how long homes are sitting on the market
- Prepare to make strong offers in competitive situations
- Know when to act fast—and when to walk away
We’ll provide real-time insights so you don’t miss out on the right opportunity.
Work with the Right Real Estate Team
How a Trusted Partner Makes All the Difference
Having a knowledgeable, client-focused agent on your side makes the process smoother, less stressful, and ultimately more successful.
- We break down every step, from offer to closing
- We advocate for your best interests during negotiations
- We connect you with local inspectors, lenders, and attorneys
- We’re here for the long run, not just the transaction
Our job is to simplify every step—and help you land a home that works for your budget and your future.
FAQs
How long does the home buying process usually take?
On average, 30–45 days from offer acceptance to closing, depending on financing and inspections.
Can I buy a home with less than 20% down?
Yes—there are many loan options that allow as little as 3% down for qualified buyers, depending on your credit profile and property type.
What if I change my mind after making an offer?
You can usually include contingencies in your offer that allow you to withdraw under specific conditions, like inspection or financing.
Contact Us Today
If you’re ready to take the leap into homeownership, we’re here to walk you through every step. At SET Real Estate Group, we specialize in helping first-time buyers find confidence and clarity—right here in Brookhaven.
Reach out to us at
SET Real Estate Group, and we’ll help you turn your homeownership goals into reality with expert support from day one.
